2023知到答案 Commercial and Investment Banking 商业与投资银行 完整智慧树网课章节测试答案

1、单选题：
Which of the following best defines a customer of a bank?
选项：
A:

Someone who has a relationship with a bank

B:

Any organisation that has a bank account

C:

Any individual or organisation which has used a bank account

D:

Any individual or organisation which regularly uses a bank account

答案: 【

Any individual or organisation which has used a bank account

】

2、单选题：
There is no legal definition of a bank. Which of the following best describes a bank?
选项：
A:

Any organisation which acts as a financial intermediary

B:

Any organisation which takes deposits

C:

Any organisation which lends money

D:

Any organisation which has bank in its title

答案: 【

Any organisation which acts as a financial intermediary

】

3、判断题：
Bank of America develops licensing agreements with other banks enabling them to issue BankAmericards, becoming the first"scheme"in 1965. True or false? 
选项：
A:对
B:错
答案: 【对】

4、单选题：
At any time in economy, there are people who have more cash than what they actually need and are able to lend. They are called:
选项：
A:

Deficit agents

B:

Surplus agents

C:

Bank agents

D:

Brokers

答案: 【

Surplus agents

】

5、判断题：
The participants in a financial system can be individuals, companies, financial institutions and governments. True or false?
选项：
A:对
B:错
答案: 【对】

6、单选题：
Which of the below transformation is not done by banks?
选项：
A:

Size

B:

Maturity

C:

Risk

D:

Security

答案: 【

Security

】